Our organization prides itself on providing retirement strategies to San Diego, CA and the surrounding communities. We take an extensive look at each client’s unique mix of assets to integrate all aspects of our clients’ wealth into a coordinated strategy.
At SRS Wealth Management, we help you turn your savings into a steady, tax-efficient income stream through all three phases: accumulation, distribution, and preservation. Let’s make your retirement strategy smarter and more efficient.
One part of preparing for retirement is understanding the potential tax implications of your financial decisions. As part of your retirement planning, you may consider tax-efficient investment strategies, tax-advantaged accounts, and how different strategies could affect your overall tax picture.
We help provide you with strategies to potentially increase the efficiency of your business for as long as you own it, and for once you’ve decided to move on.
A virtual “safety deposit box” for our clients to upload important documents and view financial information. It comprises three dynamic components, including a secure portal to send and store confidential financial documents, daily investment and banking values, as well as snapshots of financial assets and expenses to view.
Depending on your unique retirement goals, one of our insurance solutions may strike the right balance between risk aversion and reliable income.
We pride ourselves on providing retirement strategies to our clients in San Diego, CA and the surrounding communities. We take a look at your unique mix of assets and integrate those aspects into a coordinated retirement income plan.
The New Generation Retirement® system is a holistic approach to retirement planning. It consists of five steps that incorporate three hallmarks of our company: fiduciary, transparency and technology.
Investing involves risk, including the possible loss of principal. Investment strategies are tailored to each client's individual circumstances and objectives.
A fiduciary is a financial professional who is legally and ethically required to act in your best interest at all times. This standard includes putting your needs ahead of their own, avoiding conflicts of interest, and providing advice that is transparent, objective, and client‑focused.
Holistic financial planning looks at your entire financial life, not just your investments. This includes retirement income, taxes, estate planning, Social Security, insurance, cash‑flow needs, charitable goals, and long‑term care considerations. The goal is to coordinate every moving piece of your financial picture into one clear, actionable plan.
A fiduciary must act in your best interest.
A broker is typically held to a suitability standard, meaning they can recommend products that are “suitable” even if they aren’t the best or lowest‑cost option. Fiduciaries minimize conflicts of interest; brokers may be compensated through product sales or commissions.
A retirement plan helps ensure that your income, investments, taxes, and withdrawal strategy work together so you can maintain your lifestyle confidently. It reduces uncertainty, prepares for unexpected events, and gives you a roadmap to achieve long‑term financial security without the fear of running out of money.
Independent advisors are not tied to a specific company or product line. This means they can offer unbiased advice, a wide range of investment options, and customized planning solutions based on your needs.
No. We welcome clients at all stages of retirement planning. Whether you’re preparing for retirement or already retired, our goal is to help you build clarity and confidence in your financial future.
We are fee‑based/fee‑only. This means we are compensated through transparent advisory fees, not commissions on product sales. Our structure is designed to keep our interests aligned with yours.
We typically meet at least annually, with additional reviews as needed based on market changes, life events, or updates to your financial goals. Clients are always welcome to reach out anytime questions arise.
Tyler is a Senior Portfolio Manager at Gradient Investments, where he focuses on portfolio management, asset allocation, and investment research across multiple asset classes. He provides market insight and portfolio strategy to support client investment decisions. Tyler is a CFA® charterholder and has been featured in media outlets including Schwab Network, Reuters, and The Wall Street Journal.
Keith joined Gradient Investments in 2018 and has more than 30 years of industry experience. Prior roles include senior portfolio manager for a large institutional asset management firm, managing a multi-billion-dollar portfolio. Keith is a CFA® charter holder, and has been featured in media outlets such as CNBC, Bloomberg, Investor’s Business Daily, Nasdaq and Reuters.
As President, Michael is the leader of Gradient Investments and has been with the firm since 2012. He brings more than 35 years of industry experience, including prior roles managing multi-billion-dollar portfolios for an institutional asset manager. Michael is a CFA® charter holder and is a frequent contributor on CNBC, Fox Business, Barron’s, and the Wall Street Journal.
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